Alberta General Insurance Level 1 Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What constitutes Non-Disclosure in an insurance contract?

Failing to document conversations

Not disclosing material facts

Non-Disclosure in an insurance contract refers to the failure or omission to disclose material facts that would affect the insurance company's decision to provide coverage. Options A, C, and D are incorrect because they do not accurately describe non-disclosure. Failing to document conversations, having utmost good faith, and collecting irrelevant information may not necessarily constitute non-disclosure unless those actions result in the failure to disclose important facts. Option B is the best choice as it directly relates to the concept of non-disclosure in an insurance contract.

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Having utmost good faith

Collecting information irrelevant to the policy

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