Alberta General Insurance Level 1 Practice Exam

A direct agent is actually an agent who represents only one company and sells their policies. This is different from an agent who sells exclusively online policies (A), as they may represent multiple companies and sell their online policies. Option B is incorrect because underwriting insurance policies is the responsibility of the insurance company, not the agent. Option D is incorrect because freelance agents may represent multiple companies and are not limited to just one. Therefore, C is the best answer as it accurately describes a direct agent.